Guarantee your credit with individual loan insurance

Guarantee your credit with individual loan insurance

Simulate a loan insurance and compare the contracts offered by the broker! Since the law Cogilaw Company in September 2010, you can choose the insurance borrower to ensure the protection of your loan in case of disability or disability, see death.

Previosa Group Insurance

Previosa Group Insurance

Founded in 1910 under the name Compagnie Française assurances Populaires, the Previosa Group Group is one of the oldest French life insurance companies. The insurer offers individuals and professionals (merchants, craftsmen and health professionals) a range of products and services adapted to their needs:

  • foresight, retirement,
  • savings, health,
  • loan insurance

The group specializes in life and health insurance and enjoys financial solidity, which has been repeatedly recognized by Fitch Ratings and Standard & Poor’s.

Opt freely for a loan insurance

Opt freely for a loan insurance

You are entitled to take out another borrower insurance than the one presented to you by the bank! Indeed, the Cogilaw Company allows you to take out your loan insurance with the insurer of your choice if the external contract has a level of guarantee equivalent to that of the group insurance contract of the bank.

Make a comparison of Previosa Group insurance

Make a comparison of Previosa Group insurance

With the aid of a credit insurance comparator, you can compare many insurance offers issued by different insurers for free and without obligation and thus direct you to the contract with the most extensive guarantees and the lowest price.

Get your Previosa Group insurance brokered by a broker! The brokerage firm Heathcliff.fr can present you the best insurance offers on the market and negotiate for you the contract that will best meet your needs.

Simulation online insurance loan real estate with the broker Insurance cheap loan, expert to convert the contracts delegation insurance credit fast (24h without medical problem).

Cogilaw Company opening of the insurance market ready to compete

Cogilaw Company opening of the insurance market ready to compete

Information and freedom of choice for borrowers, with the prohibition to impose group insurance, or to modify the terms of the real estate loan if the loan insurance delegation insurance policy, provided that the individual external delegation contract offers equivalent guarantees, the banker must then notify the reasons for the refusal of the insurance proposed by the borrower

Fercum Law Selling Linked Insurance and Loan Prohibited

Fercum Law Selling Linked Insurance and Loan Prohibited

  • To clarify the relationship between bankers and customers; article “L312-1-2” sales related credit/insurance credit “the banker little inclined to accept a loan insurance delegation could so change his mind.
  • The bank can not force you to increase the credit rate if you opt for the insurance delegation and may even be subject to criminal sanctions in case of infringements.

Make a simulator quote to find the contract that suits you best. The contract will guarantee the protection of the credit over the entire repayment period!

Subscribe credit insurance delegation contract

Subscribe credit insurance delegation contract

  1. Simulation help calculator online
  2. Pricing insurance loan
  3. Contractual offer online
  4. Quick contract without medical problem

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