Credit card without BKR review
When you start using a credit card, you often take out a type of loan with the bank. The maximum credit that you may be in the red is often linked to the salary that you receive each month. This is a security that the bank wants so that you can repay the withdrawals and / or payments that you have made with your credit card. It is therefore important that you keep a good record of your expenses so that the bank / lender can debit the amount you have withdrawn from your normal bank account.
Perhaps a prepaid credit card is also possible. With a prepaid credit card you can make online payments without having a physical credit card. Credit card without credit card verification is possible if you purchase a prepaid credit card. The company Skrill is one of the larger providers for the prepaid credit card.
Buy on the internet
Do you want a credit card to make purchases on the internet? Consider a prepaid credit card or an internet wallet. Well-known providers of these cards and wallets are Skrill, Neteller and Moneybookers. You do not need a physical debit card for this and you can still make internet purchases on the internet because you have a credit card number. It is possible to get a physical credit card if you apply for a credit card without a BKR check at Skrill.
This way you can also make payments at stores and withdraw money at ATMs. It is important that you have enough credit because with a prepaid credit card without BKR verification you must have enough credit to be able to withdraw money. Standing in red is possible, but then a bkr test may be performed.
Credit card BKR
Credit registration office often registers the credit details of all residents who take out a (continuous) credit with the lender. Credit card without credit card verification is possible, but you must request this from the lender. Often these are automated processes that the lender is required to pass on to the credit registration agency in accordance with legal requirements. The AFM (Financial Markets Authority) also supervises this. Credit card without BKR verification is possible but make sure you have this on paper. The notification that the lender is obliged to pass on is primarily intended to protect people against unnecessary debts and to prevent payment problems.
Request a credit card without a BKR
Applying for a credit card is often easy and quick to arrange at a bank where you already have an account. The bank details, income and the like are already known to the bank and this can speed up the process for applying for a credit card. If you do not have a negative registration with the (BKR) credit registration agency, you can already have a credit card within a few days. For providers of credit cards without BKR verification can be found on the internet.
Please note that if you purchase a credit card without BKR verification that this party is affiliated with the Dutch Bank, abbreviated as DNB and / or affiliated with the AFM. To guarantee this for your own safety and the conditions are in accordance with Dutch law.